Northlake Partners develops tailored insurance solutions for businesses of all sizes. As an independent broker, we compare offers from all leading Swiss insurers and secure optimal protection for your employees, business assets and management bodies.
Schedule a free consultationSecond-pillar occupational pension provision is a central component of employee benefits in Switzerland. The choice of the right pension fund significantly affects both employer costs and future pension benefits. Northlake Partners conducts comprehensive pension fund comparisons, analysing conversion rates, administration costs, investment returns and risk coverage. We help businesses design their BVG plans to attract and retain talent while managing costs effectively.
When employees fall ill for extended periods, daily sickness benefits insurance ensures continued salary payments and protects the business from unforeseen financial burdens. We advise on collective agreements, optimal waiting periods and benefit durations that balance employee welfare with cost control. Northlake Partners compares offers from all major Swiss insurers to secure favourable terms tailored to your workforce portfolio and industry requirements.
Accident insurance is mandatory for all employers in Switzerland, covering both occupational and non-occupational accidents. Beyond basic UVG requirements, supplementary UVG-Z coverage can close benefit gaps for higher-earning employees and provide enhanced capital and pension entitlements. Northlake Partners reviews your existing arrangements, benchmarks them against the market, and ensures your accident insurance programme is both compliant and cost-efficient.
Commercial liability insurance is fundamental to protecting your business against third-party claims, whether arising from professional services, product defects or general business operations. We arrange professional indemnity, product liability and general liability coverage tailored to your industry and risk profile. Northlake Partners negotiates policy terms, coverage limits and retroactive dates to ensure your business is fully protected against the financial consequences of legal claims.
Protecting your business premises, buildings, inventory and equipment is essential for operational continuity. Commercial property insurance covers fire, natural hazards, water damage, theft and business interruption losses that could significantly impact your revenue. Northlake Partners assesses your physical assets, supply chain dependencies and operational risks to structure a comprehensive programme that minimises downtime and financial losses in the event of a claim.
Cyber attacks are among the most significant and fastest-growing threats facing businesses of all sizes. Comprehensive cyber insurance covers data breach response costs, ransomware payments, business interruption losses, regulatory fines and third-party liability claims arising from compromised customer data. Northlake Partners evaluates your digital infrastructure and risk profile to place coverage with specialist cyber insurers who understand the evolving threat landscape.
Board members and executives are personally liable for decisions made in their capacity. D&O insurance protects individual directors and senior officers against defence costs, settlements and judgements arising from regulatory investigations, shareholder actions or allegations of breach of duty. Northlake Partners structures D&O programmes that provide robust protection while addressing the specific governance and regulatory environment of your organisation.
The unexpected loss of a key person – whether founder, managing director or indispensable specialist – can jeopardise a company’s financial stability and future prospects. Key person insurance provides the company with a lump-sum payment to cover recruitment costs, revenue shortfalls and operational disruptions during the transition period. Northlake Partners works with business owners and boards to quantify the economic value of key individuals and secure appropriate coverage levels from leading insurers.
Whether you want to optimally protect your employees, safeguard your business assets, or build a comprehensive insurance programme for your company – our team is ready to find the right solution for you.
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