Wealth, considered. Pension, planned. Thinking across generations.
We take the time to understand your situation fully before we recommend a solution.
Four areas, one advisory logic. We do not look at insurance, investing, pensions and real estate in isolation, but as parts of one life.
Wealth is not built in a day, and it does not end with one generation. We accompany you along this line.
The first salary, the first pillar 3a, the first investment plan. Put in order early, much is simpler later on.
With a family, the questions change. What happens if an income is lost? We examine what is really needed.
Buying, financing, insuring. We accompany the biggest decision many households make, from the first budget to the signature.
Pension or lump sum, earlier or in stages. Retirement is planned years in advance, not in the final month.
Put your wealth in order while you can still decide for yourself, so that what you have built arrives where it should.
And at every stage, the same contact person.
Whether you are preparing to become self-employed or have run your company for years: we look at business and private matters together.
We put together insurance portfolios based on the size, sector and risk situation of your company, from business liability to property and cyber insurance to D&O insurance for executive boards.
As soon as employees earn above the BVG entry threshold, occupational pension provision is mandatory. We compare collective foundations and autonomous pension fund solutions: interest rate, benefit plan, cost structure and investment strategy. And we examine how you as the owner are provided for yourself.
A handover is planned early. Together with you we set out what succession means for pensions, insurance cover and wealth, and bring in specialists from our network for tax and legal questions.
In Switzerland, executive management and the board of directors can, under certain circumstances, be personally liable with their private assets, for example in the event of breaches of duty or unpaid social security contributions. We therefore align business cover, pensions and private wealth planning with one another.
Pillar 3a, pension fund, AHV, health insurance and taxes follow their own rules when you move abroad. We clarify with you what needs to be settled before deregistering, and guide you through international solutions such as PPLI.
We examine your cover, your policies and your financial situation in detail and compare offers from many providers.
We take care of account openings, policy changes and administration for you.
We remain your personal advisor and review the strategy with you when your life changes.
You speak directly with your advisor. One face, one number, reachable over the long term.
Our advisory team in Zurich and Chur.
We work independently with a network of insurers, pension institutions and asset managers in Switzerland. This allows us to compare offers from many providers and to say clearly what we recommend and why.
Call us or write to us. Someone from the team answers, listens and puts you in touch with the right person. No obligation and no waiting loop.
