Northlake Partners
Guides
Clear answers on retirement provision, health insurance, insurance and home ownership — the topics that matter in Switzerland. And if you would like to discuss your personal situation: we are happy to take time for a first, no-obligation conversation.
Retirement & pension planning
Pillar 3a, contribution deadlines, withdrawal and retirement planning — private and occupational provision clearly explained.
The complete guide
Pillar 3a: the complete guide
2026 maximum amounts, the new retroactive buy-in, tax savings, withdrawal, home ownership and your situation questions — clearly explained, with official sources and a visible date.
Last updated on September 5, 2026
The complete guide
Planning your retirement: the complete guide
Early or deferred AHV, the reference age under AHV 21, pension fund annuity or lump sum, phased retirement and budgeting — clearly explained, with official sources and a visible date.
Last updated on September 8, 2026
Health insurance & insurance
Basic insurance, premiums, deductibles, models and switching deadlines — and which insurances are mandatory or voluntary for private individuals.
The complete guide
Health insurance in Switzerland: the complete guide
Basic insurance, 2026 premiums, deductible, models, switching and supplementary insurance — clearly explained, with official sources and a visible date.
Last updated on September 5, 2026
The complete guide
Insurance for private individuals: the complete guide
Which insurances are mandatory in Switzerland and which are voluntary — liability, household contents, buildings, motor vehicle, accident, legal protection and the VVG ground rules, with official sources and a visible date.
Last updated on September 8, 2026
The complete guide
Understanding supplementary insurance: the comprehensive guide
How supplementary health insurance under the VVG works: the health check, the four possible admission decisions, reservations, protection of existing policies and the right order when switching. With official sources.
Last updated on September 8, 2026
- When can I cancel my Swiss health insurance?
- Premium reduction: who is entitled and how the application works
- Accident cover in health insurance: include or suspend?
- Supplementary insurance with a pre-existing condition: what is possible
- Hospital supplementary insurance: fixed and flexible models explained
- Insuring your baby: prenatal registration and the cost rules of pregnancy
Real estate & mortgages
Home ownership, financing and using pension assets for property — the basics.
The complete guide
Financing a home in Switzerland: the complete guide
Equity, loan-to-value, affordability, amortisation and pension assets — what is law, what is a banking guideline and what is mere practice. With official sources and a visible date.
Last updated on September 8, 2026
We cover tax topics directly in the relevant guides — for example, tax savings and the lump-sum withdrawal tax in the pillar 3a guide.