Real Estate
Real estate as part of your wealth
In Switzerland, real estate is often the largest item in private wealth. We accompany you through purchase, sale, valuation, and structuring, with access to off-market properties, a specialist network, and financing solutions tailored to your overall wealth situation.
Transactions
Acquisition, sale, and off-market access
Property Acquisition
When buying real estate, selecting the right property is only the beginning, what follows is valuation, financing, contract negotiation, notarisation, land registry, and handover. We coordinate the entire acquisition process, review the property from legal and tax perspectives, negotiate terms with the seller, and work with our notary and financing network so that the purchase proceeds smoothly and on your terms.
Property Sale
Selling a property is about achieving the right price without the effort and market exposure of a classic broker process. We value your property independently, identify suitable buyers from our network, discreetly, without public listing if desired, and accompany the transaction through to completion at the notary.
Off-Market Access
Premium real estate in Switzerland is often not publicly listed, it changes hands off-market between private buyers and sellers, often through trusted relationships. Northlake Partners has access to such off-market pools, owners wishing to sell discreetly; buyers with specific search criteria registered with us. Discretion and trust are the essential values here.
Valuation & structuring
Structuring valuable real estate correctly
Valuation & Due Diligence
Before buying or selling a property, you should know its true value, and the risks associated with it. We coordinate professional valuations (comparative, cost, and income approaches), review technical condition reports, energy certificates, land registry and lien extracts, and building permits, and identify potential risks or value-add opportunities that open up negotiation room.
Financing Solutions
Financing often determines the room for manoeuvre in real estate decisions. We compare mortgage offers from banks, insurers, and pension funds, fixed-rate, variable, and SARON-based solutions, and design tranching and amortisation strategies that fit your life planning. Pension fund withdrawal or pledging as a financing component is included where it makes sense.
Tax & Structuring
Real estate in Switzerland is fiscally complex, imputed rental value, capital gains tax, transfer duties, value-add deductions for renovations. We work with our tax advisors to structure your purchase, sale, or renovation project optimally, and for larger wealth, we also evaluate structuring options such as real estate holdings or family-owned investment vehicles.
Specialist Network
A successful real estate transaction often requires many hands, architects, project managers, notaries, lawyers, tax advisors, valuers, bankers. Northlake Partners coordinates this network for you and brings each specialist in at the right moment. This saves time, avoids costly interface errors, and ensures your project is considered from every angle.
Without obligation
Let's discuss your situation
Every advisory engagement begins with a conversation, by phone, email, or in person in Zurich. We take the time to understand your situation before making recommendations. The initial consultation is free of charge and without obligation.